/* ====================================
   TERMS & CONDITIONS PAGE
   ==================================== */

body {
    background: #F9F9F9;
    color: #2c2618;
}

/* ── HERO ── */
.tc-hero {
    background: #070707;
    padding: 110px 5% 80px;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.tc-hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(ellipse 60% 70% at 50% 50%, rgba(175,144,68,0.1) 0%, transparent 70%);
    pointer-events: none;
}

.tc-hero-watermark {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 80%;
    height: auto;
    opacity: 0.04;
    object-fit: contain;
    pointer-events: none;
    z-index: 1;
}

.tc-hero-inner {
    position: relative;
    z-index: 2;
    max-width: 700px;
    margin: 0 auto;
    animation: tcFadeUp 0.8s ease both;
}

.tc-eyebrow {
    display: inline-block;
    font-size: 0.72rem;
    font-weight: 600;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 20px;
}

.tc-hero-title {
    font-family: 'Satoshi-Variable', 'Satoshi-Black', sans-serif;
    font-size: clamp(2.4rem, 5vw, 3.8rem);
    font-weight: 700;
    color: #fff;
    line-height: 1.12;
    margin-bottom: 16px;
}

.tc-hero-sub {
    font-size: 0.82rem;
    font-weight: 500;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    color: rgba(255,255,255,0.35);
    margin-bottom: 20px;
}

.tc-hero-desc {
    font-size: 1rem;
    line-height: 1.75;
    color: rgba(255,255,255,0.55);
    max-width: 560px;
    margin: 0 auto;
}

/* ── BREADCRUMB ── */
.tc-breadcrumb {
    background: #fff;
    border-bottom: 1px solid rgba(175,144,68,0.12);
    padding: 14px 5%;
}

.tc-breadcrumb-inner {
    max-width: 900px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.82rem;
    color: #9a8e7a;
}

.tc-breadcrumb-inner a {
    color: var(--gold);
    text-decoration: none;
    font-weight: 500;
}

.tc-breadcrumb-inner a:hover {
    opacity: 0.75;
}

.tc-breadcrumb-inner i {
    font-size: 9px;
    color: rgba(175,144,68,0.5);
}

.tc-breadcrumb-inner span {
    color: #2c2618;
    font-weight: 500;
}

/* ── BODY WRAPPER ── */
.tc-body {
    padding: 64px 5% 96px;
    background: #F9F9F9;
}

.tc-body-inner {
    max-width: 900px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 24px;
}

/* ── SECTION CARD ── */
.tc-section {
    background: #fff;
    border-radius: 18px;
    border: 1px solid rgba(175,144,68,0.12);
    overflow: hidden;
    transition: box-shadow 0.3s ease, border-color 0.3s ease;
}

.tc-section:hover {
    border-color: rgba(175,144,68,0.3);
    box-shadow: 0 12px 40px rgba(175,144,68,0.09);
}

/* ── SECTION HEADER ── */
.tc-section-header {
    display: flex;
    align-items: center;
    gap: 18px;
    padding: 28px 36px;
    border-bottom: 1px solid rgba(175,144,68,0.1);
    background: #fff;
}

.tc-section-icon {
    width: 48px;
    height: 48px;
    border-radius: 12px;
    background: var(--gold);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    color: #fff;
    flex-shrink: 0;
    box-shadow: 0 4px 14px rgba(175,144,68,0.3);
}

.tc-section-header h2 {
    font-family: 'Satoshi-Variable', 'Satoshi-Black', sans-serif;
    font-size: 1.25rem;
    font-weight: 700;
    color: #070707;
    margin: 0;
    line-height: 1.3;
}

/* ── SECTION BODY ── */
.tc-section-body {
    padding: 32px 36px;
}

.tc-section-body p {
    font-size: 0.95rem;
    line-height: 1.85;
    color: #5a5040;
    margin-bottom: 18px;
}

.tc-section-body p:last-child {
    margin-bottom: 0;
}

.tc-section-body p strong {
    color: #2c2618;
    font-weight: 600;
}

/* ── LIST ── */
.tc-list {
    list-style: none;
    padding: 0;
    margin: 16px 0 0;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.tc-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: 0.92rem;
    line-height: 1.7;
    color: #5a5040;
}

.tc-list li i {
    color: var(--gold);
    font-size: 13px;
    margin-top: 4px;
    flex-shrink: 0;
}

.tc-list li span strong {
    color: #2c2618;
    font-weight: 600;
}

.tc-list--cross li i {
    color: #c0392b;
}

.tc-list--numbered {
    counter-reset: tc-counter;
    list-style: none;
    padding: 0;
    margin: 16px 0 0;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.tc-list--numbered li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: 0.95rem;
    color: #5a5040;
    counter-increment: tc-counter;
}

.tc-list--numbered li::before {
    content: counter(tc-counter);
    display: flex;
    align-items: center;
    justify-content: center;
    min-width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--gold);
    color: #fff;
    font-size: 12px;
    font-weight: 700;
    flex-shrink: 0;
    margin-top: 2px;
}

.tc-subheading {
    font-size: 0.85rem;
    font-weight: 700;
    color: #2c2618;
    margin: 24px 0 4px;
    letter-spacing: 0.04em;
    text-transform: uppercase;
}

.tc-subheading:first-child {
    margin-top: 8px;
}

/* ── PAYMENT PLAN CARDS ── */
.tc-plan-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-top: 28px;
}

.tc-plan-card {
    background: #F9F9F9;
    border-radius: 14px;
    border: 1px solid rgba(175,144,68,0.15);
    padding: 28px 24px;
    display: flex;
    flex-direction: column;
    gap: 16px;
    transition: border-color 0.3s ease, box-shadow 0.3s ease;
}

.tc-plan-card:hover {
    border-color: rgba(175,144,68,0.4);
    box-shadow: 0 8px 28px rgba(175,144,68,0.1);
}

.tc-plan-head {
    display: flex;
    align-items: center;
    gap: 14px;
}

.tc-plan-icon {
    width: 42px;
    height: 42px;
    border-radius: 10px;
    background: rgba(175,144,68,0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    color: var(--gold);
    flex-shrink: 0;
}

.tc-plan-head h3 {
    font-family: 'Satoshi-Variable', 'Satoshi-Black', sans-serif;
    font-size: 1.05rem;
    font-weight: 700;
    color: #070707;
    margin: 0;
}

.tc-plan-link {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    font-size: 0.82rem;
    font-weight: 600;
    color: var(--gold);
    text-decoration: none;
    letter-spacing: 0.03em;
    margin-top: 4px;
    transition: opacity 0.2s;
}

.tc-plan-link:hover {
    opacity: 0.75;
}

.tc-plan-link i {
    font-size: 11px;
}

/* ── CONTACT SECTION ── */
.tc-section-contact .tc-section-header {
    background: #fff;
    border-bottom-color: rgba(175,144,68,0.1);
}

.tc-section-contact .tc-section-header h2 {
    color: #070707;
}

.tc-section-contact .tc-section-body {
    background: #fff;
    border-radius: 0 0 18px 18px;
}

.tc-section-contact .tc-section-body p {
    color: #5a5040;
}

.tc-link {
    color: var(--gold);
    text-decoration: underline;
    text-underline-offset: 3px;
    font-weight: 600;
    transition: opacity 0.2s;
}

.tc-link:hover {
    opacity: 0.75;
}

.tc-contact-btns {
    margin-top: 28px;
}

/* ── ANIMATION ── */
@keyframes tcFadeUp {
    from { opacity: 0; transform: translateY(28px); }
    to   { opacity: 1; transform: translateY(0); }
}

/* ── RESPONSIVE ── */
@media (max-width: 700px) {
    .tc-hero { padding: 90px 5% 60px; }
    .tc-body { padding: 40px 5% 64px; }
    .tc-section-header { padding: 22px 24px; gap: 14px; }
    .tc-section-body { padding: 24px; }
    .tc-plan-grid { grid-template-columns: 1fr; }
    .tc-section-header h2 { font-size: 1.1rem; }
    .tc-section-icon { width: 42px; height: 42px; font-size: 17px; }
}